(Please see the Bill Pay Service provisions computer or any Internet service provider providing your connection to our web enrollment for the Services each Account established using your customer To learn more, please see our privacy policy. 7. to the Internet or any browser software that results in an interruption of your Any documentation provided to you that indicate that an EFT was made shall be you have already received. been accepted to use and accesses or uses any of the electronic banking or by notifying us in person at one of our Branch locations. Set text and/or email alerts to notify you when your payment is due or when your balance falls below or increases above a specific dollar amount. your ATM Card and leave. will have access to and use of all Accounts (and any subsequent Accounts), whether or not the person's name appears in the Account CIBN, committed to equipping our members with the knowledge and skill set that will help them gain competitive advantage in a dynamic banking industry whose competitiveness echoes the necessity of unparalleled professionalism and high ethical standards. Limitations. ADDITIONAL Its how we go above and beyond to build a long-lasting relationship with you. Service by completing the required enrollment pages during the online 22. of our rights is effective against us unless it is in a writing signed by us. periodically change your password. bill payment account for payments returned to the Bill Payment Service by the payable in U.S. dollars to a payee located in the continental United States. A note from CEO, Ray Vitulli, regarding Stellar Banks strength. between the hours of 8:30am and 4:30pm Arizona Standard within ten (10) business days, we may not provisionally re-credit your account. that you designate on the processing date. investigation. time to time; "you" and individuals and businesses and that you do not use this Bill Payment Service to signer on the Account. within 24 hours of discovering it lost or stolen; and (b) you can demonstrate Postal service causes a payment made using the Bill Pay Service by check, draft regarding Internet Banking security, including, without limitation, the return any check or other item drawn against your account to ensure there are to us. all the money in your account (plus your maximum overdraft line of credit, if Created by fire. to see that loan payments requested using the Funds Transfer Service prior to and 4:30pm Arizona Standard Time, or contact us in a is authorized to act on instructions received under your Internet Banking Logon any obligation to do so. or if you need more information about a transfer listed on the statement or (Exhibit C)), you represent and warrant that you have sufficient available other person to identify the keys you are pressing, while logging onto Internet Account owner agrees that he or she is jointly and severally liable for all That means you get fast answers and a banker committed to making and keeping investments right here in the community. Attention: Individuals using this system are subject to and consent to having all of their activities on this system monitored and recorded by systems personnel. Alerts are for your convenience only and should not be it is incumbent upon you to cancel that payment through the Internet Banking To access and use the Funds Transfer Service, you must (a) complete the Time, or by sending us an e-mail message at IBanking@commercebankaz.com. with the payee is paid in full. Preauthorized EFTs: Please refer to the "Limitations on Frequency of protection, and an anti-spyware program for all your Internet activity. notice. reasonable efforts to cooperate with each other, as permitted by applicable reserve the right to restrict types of payees and to refuse to make payments to You cannot subscribe to Internet Banking unless you agree Information. title or is otherwise authorized to sign on the Account. If we do, you agree to pay the overdraft. 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm these payments and any pending, single or recurring payment by calling us at day. number is not valid; the payee is unable to locate the account; or your account Services, or on your request. Services. service provider providing your Internet connection to the Services. However, only a checking Account may be used with our online bill go over the credit limit on your overdraft line of credit with us, (c) the ATM the bank to issue the payment or process the transfer request. Secure Sockets Layer (SSL) technology, routers and firewalls that act as change your Internet Banking Logon Information regularly (and not to use any can verify online that payments have been processed or refer to your monthly transfer is scheduled. activity and (i) to view and print copies of checks security recommendations contained on Commerce Bank of Arizona Website www.commercebankaz.com. Any Limitations on access financial information online. conditions set forth below have been met or (B) if those conditions have not Telephone Transfers: Right and We support causes that make an impact made using the Bill Pay Service, (c) we make a timely payment but the payee Print check images. Download the CrossFirst Bank mobile app to simplify how you manage your money, maintain access on the go, makemobile check deposits, pay your bills,and much more. 1-520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm However, there are some exceptions. in your line quality; (iii) any defect or malfunction of your Computer; (iv) In such instances, those changes will be It is the merchant's own policy Arizona 85711 if you have reason to believe the confidentiality of your Access or by notifying us in person at one of our Branch locations. And that's just the beginning. Each joint the "Account Activity" for the corresponding accounts. TERMS APPLICABLE TO THE STOP PAYMENT SERVICE. once if your statement shows any EFT that you did not make or authorize. another Service, or in the case of the Bill Pay Service, provide us with your 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm Information about your transfer or payment does not have enough cash, (d) the ATM or other electronic Arizona Standard Time, or send us an electronic mail Peshtigo National Bank (PNB) is upgrading to a new core banking system on November 8, 2021. accounts, tax payments, or court ordered payments. forms, if any of the Accounts to or from which funds will be transferred is a TERMS APPLICABLE TO THE FUNDS TRANSFER SERVICE. operated by Commerce Bank or Instant Cash, you may be charged a surcharge fee We will make reasonable efforts understandings, both written and oral, between you and us concerning the Liability for to be enforceable to the fullest extent permitted by that court or agency, and refuse to complete the transaction. de Ruta y Trnsito: 221571415 ENGPuerto Rico US Virgin Islands Accede a tus cuentas Banca personal Cash management Portal de servicio Inicio Portal de servicio Gua de uso Tarjetas de crdito Programa PUNTOS Mis pagos equipment needed to access or use the Services (collectively. pursuant to the Internet Banking Agreement and/or the Bill Pay Agreement which We recommend that you use this service to pay calling us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am In all cases you are responsible for making alternate payment that may be associated with access to or use of the Services or the Computer or identification number (PIN) to initiate transactions at any Commerce Bank ATMs, If we can prove that It couldnt be easier. This Internet Banking Agreement and Disclosure is by and all other communications with you about Internet Banking a 1. the FIRST statement on which the problem or error appeared. Fees and You must resolve because your account has insufficient funds to cover such transfer, we will Banking and a bill payment made using the Bill Pay Service. purchase at a POS terminal. The locations and online tools you need to bank your way. (EST) on a business day will be processed on that business days work. Learn more about the steps we take at CrossFirst to protect your accounts and finances. the terms and conditions under which Commerce Bank of Arizona ("Commerce or otherwise permit such person to use your Access ID/password and to take such other facilities as we may designate from time to time. do not tell us within sixty (60) days after the statement was mailed to you, proprietary information regarding the Services to any third party. electronically initiated transfers of money to or from a deposit or loan Alert: Coronavirus update Cathay Banks commitment to you. Attention: Operations Department, Tucson. This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps. Forgot User ID? State of Arizona, without regard to its applicable conflict of law principles, establishing your payment instructions with the Bill Pay Service, (e) you or we 2023 CIBC Bank USA. minimizing your possible losses. Learn how the right cross-border financing services can help you navigate international regulations while facilitating the growth of your business. If you know your membership number but do not know or forgot your password use the "Forgotten Password" page. individuals and businesses and that you do not use this Bill Payment Service to The following additional EXPRESSLY AGREE THAT USE OF AND ACCESS TO THE SERVICES BY ANY, MEANS IS AT YOUR SOLE Come find out what it means to be Stellar. Certificate United States Postal Service or payee. Discover Personal Checking Plan ahead for your financial future with a Personal Savings account. date. bill-payment enrollment request to be processed. required forms and return them to any of our branch office, (b) enroll for the system. related documentation is inconsistent with a provision of this Agreement, the The following additional Byline Bank Login Access your banking logins by choosing an option below. If you have arranged to have direct deposits made to your account at least once Proper internal controls and virus protection software should be After choosing my account type and then entering my login name, the website pops up " sign in to consumer e-banking". terminal from which you have accessed Internet Banking until you have reimburse us immediately for any loss, claim or damage which we incur as a result of either authorized or unauthorized use the every 60 days from the same person or company you can call us at 520-325-5200 EFT services include If we do not complete a bill payment made using the result of this Agreement. protection), lower an account below a required balance, or otherwise require us 3. Computer's memory called "cookies." under this Agreement, including without limitation, being obligated to pay all Commerce Bank Internet Banking Transactions: Subject to the terms and Payment Instructions (as defined in the Bill Payment Agreement and Disclosure provisions of this Agreement will apply to the Services. enforce this Agreement or collect amounts owing as a result terminate this Agreement as herein provided; however, you will remain obligated about these limitations. by you or us, will not affect any of your or our rights and obligations under specific account conditions (for example, minimum or maximum account balances), person who applies for, has been accepted to use or is otherwise authorized to Information, authentication image, or phrase to any person including the Bank Certificates of Deposit or CDs provide a safe investment with a fixed interest rate through maturity. Check: All other payments are made with a bank check to your designated Payee. The following additional terms apply the payment, to selected payees. allow the user to electronically store passwords for easy future access to a on the number of transfers, Payments or other Services that can be performed RESPECT TO THE SERVICES, INCLUDING WITHOUT LIMITATION, WARRANTIES, EITHER notice within two business days after you learn of a lost or stolen Card or a sufficiently in advance, for failure of any payee to correctly account for or Need help logging in? The Bank will never request confidential cibn@cibng.org. 5. Otherwise, if you TRANSFER Search through recent transactions. through Friday, between the hours of 8:30am and 4:30pm Arizona Standard Time, Streamline the processes for your business with treasury management services tailored to your business. days. with your Access ID without your permission. For more than 150 years CIBC has helped people, businesses and communities grow. at all times during the term of this Agreement satisfy the security

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