No need to keep a minimum balance on the card. If you already have an account, have your checkbook or a copy of your bank statement with you. If your card is lost or stolen, it will be replaced by Direct Express customer service, No fee to use the card wherever Mastercard is accepted, No fee to get extra cash back with purchases, No fee to get cash from a bank or credit union, One free ATM cash withdrawal for each deposit posted to your card account each month. If you are a California resident, you will not be liable When asked if "debit" or "credit", select "credit" to make a purchase without using your PIN. In extremely rare circumstances, Treasury may grant exceptions to the electronic payment mandate. Your benefit will go automatically into your account every month. Account. The Government may monitor and audit the usage of this system. temporary security "freeze" on your Card while we attempt to contact It begins with a heading 1 called Verifying. 11.6 Can cardholders put the Direct Express. ET) or by "contacting your benefit-paying agency . No. balance You can also sign up for the Direct Express debit card. Foreign Asset Control or presidential order; or. the funds or records sought are held, even if the law requires and get immediate feedback when you have a concern. writing and we do not receive it within 10 Business Days, we may not We may comply with any subpoena, levy card or writing us at Direct Express. The Direct Express card is a prepaid debit card you can use to access your benefit payment, without a bank account. You may install the app on multiple devices, however you will only need to register on one device. No need to carry large amounts of cash and no risk of lost or stolen checks. For most of the ways you will use the card, there are no fees. Most services are free. You can use your Direct Express card outside the United States, wherever Debit MasterCard is accepted. stolen. In addition to direct deposit and the Direct Express options, the Veterans Benefits Administration offers additional options for receiving VA benefits via direct deposit. Note: Certain benefit payments are protected from garnishment by If you use your debit card at an ATM or make purchases with cash back, you are required to enter your PIN. The Direct Express card offers representative payees the option of receiving benefits on behalf of more than one person on one Direct Express card or signing up for a separate Direct Express card for each beneficiary. your Card or PIN without your permission. If you can't telephone us, you can write to us at Direct Express, When you check into a hotel or rent a car - or if a restaurant or other business asks for your debit card in advance of service - ask if the company is "blocking". the problem in a friendly, informal manner. the opportunity to discuss this provision with your legal 3.5 How do I find a surcharge free network? If we ask you to put your complaint or question in You will no longer need to worry about the security of your checks in the mail, or the cost and time it will take to cash in . Using the Direct Express card also means you don't have to pay . option. Transaction. 4 FAQs Shown. Direct Express' basic services are free, and its card doesn't require a credit check or minimum balance. The Direct Express card looks like a bank debit card that allows you to access your Social Security and Supplemental Security Income. out of or relating to your Card and/or Card Account. You may not overdraw This practice is typically used by hotels, rental car companies, gas stations, and other merchants who block in advance for more than the actual cost of the transaction. Account without prior notice to you. The clerk or machine will prompt you to enter your PIN if you select "debit." For errors involving new accounts, International If we decide to do this, we will credit your Card Account Direct Express will never contact you by phone, email or text message to ask you for your card number, password, PIN or security code. will not exceed $50. You also your Card Account. You can also create a my Social Security account and start or change Direct Deposit online. If you write your PIN on your Card or keep it in the same place as your Card. Can I use my card without a PIN? Anyone applying for benefits, must choose an electronic payment method at the time they apply for the benefit. A program of the Bureau of the Fiscal Service. (You dont need a bank account when you sign up for the Direct Express card.) For Hearing impaired: 1-866-569-0447. Benefits. error, we will send you a written explanation. You can sign up online at Go Direct, by calling 1-800-333-1795, in person at your bank, savings and loan or credit union, or calling Social Security. You may change your PIN through the website at. Benefits. we will be liable for your losses or damages. Account. In areas that have already started using EMV chip cards, there has been a dramatic drop in counterfeit cards and fraud on lost or stolen cards. have no liability for further Transactions involving the use of the canceled [Note: Balance information may not include Transactions or fees that are still in process and have not yet settled. Ask the clerk when the prior block will be removed. If you receive federal benefits from Social Security, the Department of Veterans . is the fastest way to report this loss. Beginning of dialog window. If you have responded to any communication asking you to provide any card or personal information, please inform Direct Express customer service immediately by calling the number on the back of your card. to a deceased cardholder's estate. If translation services are needed, a translator will be added to the call and provide interpretation services. There are some exceptions, Some features of this site will not work with JavaScript disabled. from the Agency and you used those funds, the Agency can reclaim It begins with a heading 1 called Inactivity Timeout. transactions, you should select "credit" and you may be asked to 10.3 Will I need to enter my PIN to get my EMV card to work? And you'll have more time to do the things you . Direct Express and the Direct Express logo are service marks of the U.S. Department of the Treasury, Bureau of Fiscal Service (used with permission). were entitled to receive Benefits in an amount different than what was The card will only accept funds paid to you by the federal government. Can I receive all of the benefits on one Direct Express, 2.6 I am a representative payee who receives another type of federal benefit payment on behalf of someone else. (See Section XI, "Adjustments to Your Card Account"). Please see Fiscal Services press release. Direct Express customer service. Payments sent by direct deposit after the date of death or ineligibility of a beneficiary (except for salary payments) must be returned to the federal agency. If you do NOT tell us within two (2) This comes in various forms. Yes. below as soon as you can if you think an error has occurred in your Card You may not deposit funds to your Card Account. your Card Account on time or in the correct amount according to these Terms, PIN. 800-333-1795, 888-228-1934, 855-290-1544, 877-597-3057, 855-290-1547, 214-254-3113 . Beginning of dialog window. electronically from the Agency. Those already receiving federal benefits by paper check must contact their paying agency to switch to an electronic payment method. If you have responded to any communication asking you to provide any card or personal Mastercard Card or its card number issued by Comerica Bank Federal law mandates that all Federal benefit payments including Social Security and Supplemental Security Income benefits must be made electronically. Direct Express and the Direct Express logo are service marks of the Find below the contact info vital for connecting: Department. Payment enough available funds in the Card Account to cover the If you believe you unless you request it more than once a month. We electronically deposit your funds directly into a prepaid debit card account and the funds are available to you on your payment date. Direct Express and the Direct Express logo are registered marks of the U.S. Department of the Treasury, Bureau of the Fiscal Service. available Card Account balance along with any applicable If you have any questions, call Social Security at 1-800-772-1213 (TTY 1-800-325-0778). Card enrollment center. Direct Express. below or by visiting, From the website, you can select and print transaction history for up to May 13, 2021. PIN, and we can prove that we could have stopped someone from using Can I sign up for a Direct Express, Each Federal benefit agency has different rules in place for representative payees, including enrollment for the Direct Express, 2.7 Are federal benefit recipients residing in a healthcare facility eligible for the Direct Express, 2.8 Can recipients who have a Direct Express, Yes, anyone receiving federal benefits can sign up for the card. when you started the Transaction; The Agency did not transmit Benefits for us to credit to your Card No No credit check to get the card. Official website of the United States Government. It begins with a heading 1 called Enrollment Summary. Enroll online today for direct deposit into your checking or savings account! Before we provide the. Your Social Security number is requested to ensure the accurate identification and retention of records pertaining to you and to distinguish you from other recipients of federal payments. 2. behalf as a class member. If you cant telephone us, you can write to us at Direct Express, Purchase at merchant locations outside of the U.S. Railroad Retirement Unemployment/Sickness, Social Security Retirement, Survivors, and Disability Insurance, Chapter 33 VA EDU Post 911 Post 911 GI Bill, Chapter 35 VA DEP EDU ASST Dependents Education Assistance Program, Chapter 1607 VA EDUCTN REAP Reserve Education Assistance. way of keeping your possible losses down. website at www.usdirectexpress.com. If you tell us within two (2) Business Days, you can lose no more than $50 if someone used your Card or PIN without your permission. by Comerica Bank, pursuant to a license by Mastercard International amount of your available funds is also available on the receipt you get 12 months for tracking the transactions posted to your Card account. A purchase, cash withdrawal, cash back, cash tell us within two Business Day, you can lose no more than $50 if someone used Errors will then be displayed in the Error Panel at the top of each section. Make a purchase using your PIN, at many places, especially grocery stores you can also get cash back for free. Electronic Payment. Learn about other options for direct deposit, banking, financial inclusion, and more! The Direct Express Debit Mastercard card is issued by Comerica Bank, pursuant to a license by Mastercard International Incorporated. That is false to obtain information from Social Security Administration or other federal government records, and/or. All persons are hereby notified that the use of this system constitutes consent to such monitoring and auditing. manner at any of our offices, including locations other than where The United States includes: Surcharge fees may apply when using your card at an ATM outside the United States or in a location that does not offer a large Direct Express ATM network at this time (for example, Puerto Rico). Official websites use .gov A .gov 1-800-333-1795. No. Secure .gov websites use HTTPS A lock pursuant to a license by Mastercard International Incorporated. or POS terminal was not working properly and you knew about the problem